Risk Management Lead

Job Description

Tasks and Responsibilities :

• Data and Analytical Capability :
– Utilize basic SQL and data analysis skills to extract and interpret operational and credit performance data.
– Understand fundamental consumer lending and credit risk concepts such as approval rate, credit limit, credit line management, and A/B testing in credit policy.
– Collaborate with the HQ risk team on policy optimization, segmentation, and data-driven decision-making.
– Communication and Coordination:
– Act as the primary point of contact between the local Indonesia team and the Beijing risk management team.
– Ensure smooth, timely, and accurate communication of all risk-related matters, including market events, regulatory updates, and operational incidents. When significant local events occur (e.g. public demonstrations or major economic shifts), promptly inform the HQ team to support timely strategic adjustments.
– Coordinate with HQ in preparing high-quality reports, materials, and documentation for regulators, partners, or investors.
• Regulatory & External Stakeholder Awareness:
– Closely monitor and interpret updates from local regulators (eg, OJK, AFPI) and funding partners.
– Summarize and communicate regulatory announcements accurately, ensuring that relevant teams understand and comply with requirements.
– Proactively work with HQ to ensure timely, compliant, and professional submission of required materials.

Requirements :

• Bachelor’s degree in Finance, Economics, Statistics, or related field.
• Minimum 3-5 years’ experience in a risk management, credit analysis, or compliance role within the fintech operations, P2P or related business processes is preferred.
• Basic proficiency in SQL and data interpretation.
• Familiarity with consumer lending, credit scoring, and fintech industry practices.
• Excellent communication and coordination skills, with sensitivity to local context and cultural nuances.
• Bilingual in English and Bahasa Indonesia; Mandarin proficiency is a plus